"When insuring people rather than material objects, personal service and professionalism is of paramount importance"

Personal Accident, Health and Disability Insurance is a major area of activity for Towergate tlc. High risk sports and predominantly motorsports make up a large portion of the customers that we deal with. Towergate tlc has written exclusive wordings for professional sportsmen and women offering the widest cover possible. We are very proud of our diverse client list, covering superstars from all corners of the world taking part in most types of sport.

We have a reputation for being able to offer wide cover at fair premiums, with experts on hand to help smooth payment of claims with the least possible disturbance and paperwork to the client. Our expertise extends beyond motor racing, rallying and motor cycling - to such professional sports as rugby union, football, tennis, windsurfing, basketball, golf, squash and professional track athletics.

We also specialise in high risk Personal Accident whether it be for a steeple-jack, transatlantic balloon flight crew, climbing expedition, stunt man, film crew attending war zones, professional musician, horse-racing jockey and a number of high-profile show business personalities.

No policy is applicable to all, but cover could include :